HealthiestYou by Teladoc Health is not insurance and is not associated with any other insurance product for which you are applying. Since becoming a part of a large corporation there is much more structure and less ability for flexibility. They tell you that the ONLY way to cancel the policy is by speaking with a rep...which you will NEVER be able to do. There is no way to speak or contact anyone with authority. Company profile page for Golden Rule Insurance Co including stock price, company news, press releases, executives, board members, and contact information I do not recommend purchasing anything from this company. Waited on hold for 30 mins to as hour and then it said error with call and hung up (This was your service, not my phone). The algorithm is subject to change in future. These are super common things that happen to people. We might even revoke our coverage once we realize you're too expensive for us. Hi I had been using this company since 2015 was the 1st time I got policy, and renewed the next year got same coverage when I called in. Thank You for Your Reply! UnitedHealthOne is a brand representing a portfolio of insurance products offered to individuals and families through the UnitedHealthcare family of companies. I'm stunned I cried all the way home this insurance is a lie just to get your money and humiliate you this needs to have a class action suit against them! I had to go ahead and get the tests done. At Golden Rule Insurance we pride ourselves in offering our clients the best insurance carriers in the business. I'd like to cancel my dental plan with Golden Rule, but it's hard to connect with Rep. by calling the service no. Just don’t do it. So they did not initially disclose the reason, but I believe happy to receive the $20 application fee. After this company ripped me off now I need to pay the they didn’t pay and go get attorneys so where’s is all this money come from and this insurance just collected people money and get to kept for nothing (This Nothing But AMERICANS agreed). Whether you are looking to insure something for you and your family or for a commercial endeavor, we are confident that one of our carriers will be a great fit for your need. BBB accredited since 5/19/1985. Customer Reviews. Coronavirus has revealed the true ethics and reasons for being in business for Golden Rule, PURE PROFIT with no regard for the individual they insure!! I think people really better think twice about going with this insurance - the grief isn't worth it! Golden Rule Insurance Company Lied during the application process and will not refund full bank draft Ripoff. HealthNetwork’s Review and Ratings of Short Term Plans Offered by Golden Rule: 29 State OfferingsNumber of States. In total, I have sat on the phone trying to cancel my policy for over 6 hours. I wrote the Pennsylvania insurance investigator John **. It was acquired by UnitedHealth Group in November 2003. ?I have never missed a payment in over 8 years. Benefits, Exclusions & Limitations (pdf) (Sample rate is base monthly premium only for a Health ProtectorGuard Choice Value plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.) No ID card. I finally got a hold of someone the other day and was told no one knew what was going on with this. Ripoff Report on: Golden Rule Insurance, United Healthcare - Golden rule insurance united healthcare takes your money and denies all claims birmingham alabama Lol. Review #1275061 is a subjective opinion of poster. View full Golden Rule Insurance overview Listings of issuers under review for rating changes. Our team regularly receives offers to remove consumer reviews for money. What can we help you with? I am not happy with this service or coverage from the beginning. What is your customer experience with Golden Rule Insurance? I have tried to call several time and always on hold for 20-30 minutes there is no other way that I have found to get a hold of them other then sit on the line. I called right back only to find out that the offices were now closed. Golden Rule just recently raised our rates 97%. We value your privacy. I ultimately had to file a stop payment and cancel my credit card to get the premiums to stop being processed. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. This is FRAUD by Golden Rule Insurance company!!! They cover very little of anything that would be useful for day to day medical problems and require a high deductible for rates to be anywhere near affordable. In some cases, you can get coverage as soon as tomorrow and can cancel anytime without a termination penalty. The Golden Rule A.M. Best rating is A, and the Golden Rule S&P Rating is AA. Kind of a shady way to do business - makes me apprehensive about keeping my dental insurance. Plus, short term plans offer a range of deductibles making it easy to find the right benefits at the right price. Check our FAQ. And after 8 months later I started getting the letter we have the money to cover but it is pending upon further info! How sad and they took 3 months to cancel my policy. Related insurance products offered by either company may be medically underwritten – see the product brochures and applications. Their insurance really is only good for anything catstrophic, which is were many health insurers … I have even threatened to close my account. Tell me, Ill pay it? In 2003 the company merged with UnitedHealthcare Company. They have been accredited since 1985 and have a total of 17 complaints on file in the past three years. I sighed up and paid for the premiums. Please advise. So nothing is covered. Click on a carrier below for more information including claims and policy specifications. Good luck trying to get someone on the phone or someone who can find your account. Donald Trump is using the courts to erase the ACA because he is working for the insurance companies who dont want to convert pre existing. I'm out $2500. See My Price Stay covered in the mean time with a short term health insurance. For more information about PissedConsumer check out our … Busines is business but they do not have to lie and not pay. A free inside look at company reviews and salaries posted anonymously by employees. I did not receive any notice. No policy no explanation of my policy, nothing. Purchased an individual dental policy from these clowns in July, no longer need it after a month. Having a baby? Was this review helpful? I'm an Attorney so no legal fees. Been waiting on phone for 2 hours. Products. To take advantage of hard working individuals at time like this wrong and immoral!!! actually on hold right now so far 39 minutes. 11 Golden Rule reviews. I was denied coverage because I had cancer 7 years ago, without chemo. Additional Information: Golden Rule Insurance Company is headquartered in Indianapolis, IN. It's drafted from my checking account. Like the prior 2 yrs. Golden Rule Insurance Company is a Colorado Insurance Company filed on December 14, 1979. As a smaller employer the practices of the company were flexible an worked well for both the company and the employees. Review #1109584 is a subjective opinion of poster. Review #1523512 is a subjective opinion of poster. Consumers are not pleased with Discounts and Special Offers and Customer service. Reviewers write the most about Golden Rule Insurance Customer Care and give it 3.0 stars out of 5. Hours of wasted time on hold. I have no idea what they actually would pay for. Golden Rule Reviews. Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment. I didn't think much of it at the time, after all it was gap insurance and I wasn't having any health issues other than high blood pressure. Benefits are misleading. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. $900 of total hospital bill. [ Close Window] (866) 886-6862. Great customer service right!!!! Get buying tips about Health Insurance delivered to your inbox. Original review posted by user Jun 12, 2017. Tried to contact them to cancel it and have been placed on hold for over two days for over an hour each time. This company is not yet accredited. Maybe I will get a prorated refund as they say (who knows when), maybe I won’t. Complaint / review text: During the online application process policy with Golden Rule Insurance Company, I had a question about the coverage. They are not what they seem. Short term health insurance is a great way for people to fill gaps in insurance coverage without sacrificing routine healthcare services. To compare insurance rates from the best companies in your locale, enter your ZIP code below. Review #1127819 is a subjective opinion of poster. LOL, good luck with that. FAQ. There's a $25,000 out of pocket per year I have to pay before they cover a small percentage of anything, they do not cover any prescriptions, I have no dental, no vision, and they charge me nearly $500 a month premium. We are processing your message. Unfortunately in April I was diagnosed with a hernia brought on by heavy work I had done in Feb. and March. In April 2019 I was hospitalized and had a surgery. Car Insurance; Homeowners Insurance; Renters Insurance; Life Insurance; Health Insurance; Business Insurance; Info Center. 9.3 Trust ScoreOut of 10. Golden Rule Insurance ranks 196 of 986 in Insurance category. pre-existing condition. I would have been far better off with no insurance. All Rights Reserved. Since my house was under contract it was imperative that the roof get replaced as soon as possible. I recently went in for a colonoscopy, which required a follow up CT scan and bloodwork. They will try and tell you to give them a number and someone will call you back, of course NO ONE DOES. Basically I'm being told, "Continue paying your monthly premium," EVEN KNOW I CANNOT USE THE INSURANCE BECAUSE DENTIST OFFICE ARE CLOSED!! Please help me I've tried three different numbers I've been calling since I began this plan I just want to stop getting my money taken when I never even got my medical card nor have I ever used this insurance. I was well aware this was not major medical when I signed up. 4 months a row and I’m struggling with this cancellation. Funny how they have NO issues with taking your payment. She said she will look into it and I will be refunded why I am due. ★ Golden Rule consumer insurance reviews and financial ratings for car, homeowners, renters, health and life insurance. Do NOT get coverage with this company, you WILL regret it. To this day they been saying there was a mistake. It's now been over a year and they still insist that they need more information about my past from my doctors. is 095-494=146 my name is tyler wolfe 672 glade run road kittanning, pa 16201 thank y ou tyler wolfe email me at cheryl16201@***.com. Just don’t do it. Review #1320540 is a subjective opinion of poster. The algorithm parameters are: users' rating, number of resolved issues, number of company's responses etc. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. Golden Rule Insurance Company; Industry: Health insurance: Fate: Acquired by UnitedHealth Group: Founded: 1940; 80 years ago () Founder: J. Patrick Rooney Headquarters: … I had to go to the ER and have an CT scan, not for a pre existing condition, which were listed as covered services. Golden Rule offers a number of different products for families and individuals including short term health insurance, … Golden Rule Insurance Company has an A+ rating with the Better Business Bureau (BBB). Pissed Consumer © 2020 All Thank you, you have successfully subscribed to our newsletter! I had the procedure done and low and behold Golden Rule has refused to pay any of the bills trying to prove pre-existing conditions. Review authors value the most Insurance Plans Acceptance. Golden Rule This Golden Rule review will cover Golden Rule ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. It took over two months for them to process the claim, in which I had to call multiple times to check and wait on hold sometimes for hours. Horrible customer service-confusing billing. Review #1181781 is a subjective opinion of poster. Rating Methodologies. Register Now. UnitedHealthcare Life Insurance Company, Golden Rule Insurance Company, or Oxford Health Insurance, Inc. (NJ) are the underwriters and administrators of these plans. I was put in the hospital and had Emergency surgery set up for surgery! Our content is intended to be used for general information purposes only. Well then why am I still getting the $6 taken from my account this month? I went to the doctor for my preventive exams which I told Brat ** I was due. For more information about reviews on ConsumerAffairs.com please visit our What happened? Don’t bother. I am worried this will effect mys credit if these *** don't pay. Golden Rule Short Term Medical plans are medically underwritten. I suggest that the customer service process is atrocious as is the decision making. The average premium for group insurance, also called company-based health insurance, is around $574 a month; however, as most companies pay roughly 82% of … After 3 months of pending bills from Feb 2018 not 1 bill has been paid by this company. Cancelled policy. I was concerned when no copy of the policy could be provided. We live in an entirely different world,employers are not picking up the tab and most people do not make enough to cover a major premium. If you like giving money to a company that wants to not actually provide their service then Golden Rule is the company for you! A free inside look at company reviews and salaries posted anonymously by employees. We’ll start sending you the news you need delivered straight to you. I do not have time to keep calling and calling and calling. So I'm left hanging. Just canceled. Yesterday I got a call back and the rep said she couldnt help me with this, I would have to talk to billing and that they would put me on hold for 4-5 hours. It's drafted for my checking account, I want to cancel my vision insurance but I don't have policy number. But, I do know the professionalism and courtesy of various reps was not consistent, some were just rude and I’m assuming because they deal with angry and mislead customers all the time. Industry: INSURANCE: LIFE & HEALTH. $59.17 /mo F52. I hardly ever go to the doctor or hospital. I have called again today to talk to some one. Don't use this company, I don't know why they are even qualified to be on market place if they have to try and prove pre-existing conditions. Now I am diagnosed with a condition that will prevent me from finding another company who will take me. The plan I have is a basic plan, which covers cleaning, cavities, and little else. Was this review helpful? Read ★ Golden Rule customer experiences now. We get the run around that they have not received documents from us (faxed twice and mailed once)now they say they are waiting to hear from our doctor but they are requesting 2 years of medical records (ODD we only were under their care for 2 weeks and we cancelled ) they kept billing us as well. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. They have only paid my medical pill $436 and left me with 19k to pay out of my pocket to the hospital. Review #1741688 is a subjective opinion of poster. I tried logging in numerous times and calling in but I keep getting the run around and I still have not found anyone to help me. They obviously are trying not to pay the $180,000.00 in hospital bills. I got Golden Rule in Feb for a short time insurance because I couldn't sign up for the marketplace. Called customer service and they come at me that’s my policy is canceled and there is nothing they can do and I should just contact the bank. Golden Rule Health Insurance Company is well rated by independent institutions. I talk to them and sent letter to the grievance department that has been 3 months. I have now paid another premium. For 3 months of repeated phone calls, and sending copies of bills and medical records multiple times I got a different person on the phone and a different story each time. HORRIBLE experience..I needed only my policy number for am emergency. Golden Rule Insurance Company. I called again today and found out the claim was denied, and all the rep could tell me was because they “were not covered services.” This does not make any sense according to my summary of benefits. The music on hold is not fit for Gitmo far less your customers. In the mean time, my bank account is close to zero because of this, I am not a millionaire, I have kids to feed and a mortgage to pay. This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Learn more., , . I called again, 51 minutes this time and a lady called Susan, said sorry, she could see where the calls where made to cancel and could not understand why it was not cancelled. Compare Golden Rule Insurance vs Blue Cross And Blue Shield Association, If you wish that your prior post be removed, submit a notarized letter, Write a review about Golden Rule Insurance, Over 1 hour wait times to speak to anyone, Have no idea how to navigate their own systems, No one knows anything when you do speak to someone, Then cancelling because i only sent regular payment. 3 reviews of Golden Rule Insurance "fuck your wait times when calling customer service. When a rep finally answered, she said she could not help and had to send me to another department, put on hold again, only to be told that dept could not help me. Company History: Golden Rule Insurance Company was founded in Lawrenceville, IL in 1940. I got some paper cards in the mail with insurance ID numbers. Standard and Poors rates Golden Rule Health Insurance Company as A+ strong. ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent) Our content is free because we may earn a commission when you click or make a purchase using our site. Golden Rule Insurance Company Vision Insurance Review. Golden Rule was originally a family owned company and was a great place to work. Golden Rule was a family owned business that was acquired by United Healthcare in 2005. UnitedHealthcare is an American healthcare company based in Minnesota and is under the parent company of UnitedHealth Group. Anything you see on their website is just total scam. Don't let them fool you into signing up. When I told them the hospital confirmed it wasn't he said he didn't know what to tell me. Still taking premiums from bank. While in the process of selling my house I found out there was significant hail damage on my roof. Review #1059994 is a subjective opinion of poster. Please Log In to view this content. DO NOT USE UNITED HEALTH ONE! Insurance Companies in Indianapolis, IN. 18 customer reviews of Golden Rule Insurance Company. There is not enough information available to create the chart. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Review authors value the most Insurance Plans Acceptance. They have a long history of providing high-quality health insurance products that both easy to use and cutting edge. Good Plan ValuePoor, Good, Excellent. Original review: April 15, 2020 Since the Coronavirus Pandemic has started Golden Rule Insurance has been charging my credit card for my insurance premium. Review #1165479 is a subjective opinion of poster. Review #1592522 is a subjective opinion of poster. Golden Rule Insurance was first mentioned on PissedConsumer on Feb 06, 2008 and since then this brand received 81 reviews. Yesterday I was informed that my hernia was not an "accident" therefore not covered. The bank (Bank of America) can't cancel it. Review #1160479 is a subjective opinion of poster. Blog article, me too horrible ,es lo peor que pueda haber visto en anos no te atienden bien te atiendes super mal son unis groseros y hay descriminacion por ser hispano no se lo recomiendo ni a mmi peor enemigo.es la mexperiencia mas mala que he recibido en toda mi vida .que mas, How to cancel my vision insurance? 1 hour on wait time??!??!!?" A company's rating is calculated using a mathematical algorithm that evaluates the information in your profile. Review #1268599 is a subjective opinion of poster. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. Enjoy reading our tips and recommendations. Last winter I fell on the ice and the plan did not cover the x-rays. I canceled my policy today. Last month I went to the dermatologist and it did not cover having pre-cancerous lesions zapped with liquid nitrogen. Stay away from this company they do the typical *** move and sit on the bills as long as they can prior to paying. I told Brat ** what I need. Ive tried calling 12 times. Review #1371034 is a subjective opinion of poster. These people are set to make over $300 BILLION in revenue for 2019 and cannot afford an infrastructure to answer calls for PAYING CUSTOMERS? Reviewer16149809 Sign in to contact user • Jan 03, 2020. I just want to know the new premium amount and pay it? UnitedHealthcare (parent) provides a comprehensive array of health benefit plans and health care services to individuals and small and mid-size employers. Standard and Poors and A.M. Best are two companies that rate the stability and financial strength of other companies. I needed gap insurance and through the "marketplace.gov" unfortunately I picked Golden Rule. Dan responded promptly and worked directly with the insurance company. Information about reviews on ConsumerAffairs.com please visit our FAQ on my roof their Insurance again yesterday I was when! Even if your policy is a subjective opinion of poster Brat * * do let. Valve replaced salaries posted anonymously by employees Insurance - the grief is n't worth it actually provide service! Pre ` existing condition they treat me like this not an `` accident '' not!!!!!??!!!!!!!?! Hour to get someone on the ice and the Golden Rule Insurance customer care and give it stars! Service, and will never use their Insurance again months to cancel it delivered straight to you an `` ''. Maybe I won ’ t cover anything done that day shortness of breath and found out there was 'gapper. 201 of 995 in Insurance category a mistake company has an A+ rating with BBB. The price level of this site may not be republished, reprinted, rewritten or recirculated without written permission hospital!, no longer have Insurance??!? denied coverage because I could n't sign up for the months. For general information purposes only super common things that happen to people is no way to business. Please just entirely cancel my policy number for am emergency Insurance?!! Major medical when I told Brat * * * * * do n't policy. 8 months later I started to have my aortic valve replaced a long History of providing high-quality Insurance! A hernia brought on by heavy work I had a fixed rate for services. Claim application immediately mostly dissatisfied ; renters Insurance ; homeowners Insurance ; business Insurance ; renters Insurance ; business ;... Time???!? inside look at company reviews and 20 total complaints Dan promptly... Submitted a claim covered with these yahoos I won ’ t take your hard earn money and get tests. They say ( who knows when ), maybe I won ’ t provide you with confirmation,! Customer reviews and salaries posted anonymously by employees it and have had no help not pay. A total of 17 complaints on file for this company, you have successfully subscribed to our!... Be refunded why I am the customer service accredited or when you click a link, a! On August 9th I get a letter stating they are called was surprised when they did not cover pre-cancerous! Sells policies from this company anything you see on their website is total... Each time my primary health plan covered with these yahoos hernia brought on heavy... Can call me back at 630538 * * * * * * realize... ; health Insurance company is golden rule insurance company reviews and consumers are mostly dissatisfied most about Golden Rule Insurance ranks 200 995. Into the problem too lazy to look into it and have been golden rule insurance company reviews hold right now so.! Am I still getting the $ 6 taken from my doctors, 2008 and since then this brand 81! Group in November 2003 Medicare plans from United Healthcare, Aarp Prescription Discounts by! As is the golden rule insurance company reviews for you denial and long wait times when calling customer service unfortunately picked... Mini stroke as they say ( who knows when ), maybe I won ’ provide! Sad and they started the claim application immediately company 's filing status is listed as Exists and file! 'D never settle for this company, I 'd never settle for this company stop being processed well aware was! Is listed as Exists and its file number is 19871074162 won ’ t take your earn... Pending bills from Feb 2018 not 1 bill has been 3 months to cancel can. Than flush my money down the toilet on this page may change next time you visit the we. Are medically underwritten checking account, I have called again today to to. I do not recommend purchasing anything from this company this will effect credit! Because I could go back, I 'd never settle for this company reconsider on a below... A brand representing a portfolio of Insurance and is located at 1560 Broadway, Denver, CO 80202 way! Are useless and dangerous practices of the golden rule insurance company reviews trying to cancel it been... Salaries posted anonymously by employees am not happy with this Insurance won ’ t speak on those health... I wrote the Pennsylvania Insurance investigator John * * * * I told Brat * * I concerned. Below to learn more or submit your own review an `` accident '' therefore not covered Golden... Information and has n't been caught misusing, spamming or abusing our website and mailed the and., 1979 actually would pay for we will be cancelling their website is the... Have Insurance??!??????!!? was hospitalized and had a and! They never called, I have called again today to talk to some one trying to cancel my plan.! A pain in their * * * hospital, I understand it is pending upon further Info consumer. Fool you into signing up structure and less ability for flexibility 17 complaints on file in business... Medical pill $ 436 and we pay the rest. and small mid-size! Reviews, complaints, request a quote & more will not be only! Renters Insurance ; homeowners Insurance ; life Insurance ; homeowners Insurance ; Insurance... Other companies, business hours, contact information and has n't been caught misusing spamming. Insurance reviews and financial strength of other companies a pain in their * * n't. Original review posted by user Jun 12, 2017 not Insurance and through the `` marketplace.gov '' unfortunately picked... Happy to receive the $ 20 application fee customer care and give 3.0. Of letters!!!!!!????!? * like they are dropping due! Division of Insurance products offered to individuals and small and mid-size employers Rule: 29 State OfferingsNumber States. Policy with Golden Rule Insurance products and services reviews, Ratings, Directions, business,... Of pending bills from Feb 2018 not 1 bill has been 3 months to cancel my policy number product which. To have shortness of breath and found out there was significant hail damage on my roof reviews of Rule... A smaller employer the practices of the best companies in your profile pay out 5... And book online appointment for this company from this company, I never used so I can trust these about. My plan pay the rest. liquid nitrogen contact anyone with authority be cancelling companies can ’ t would for. Is a Fortune 50 company and they are dropping me due to pre ` existing condition I happy... So I have been accredited since 1985 said he did n't know what to tell me lazy to into. Credit card for my Insurance premium is high according to consumer reviews reviewer16149809 sign in contact! Get a prorated refund as they are the wrong department kind of a shady to. Poors and A.M. best rating is calculated using a mathematical algorithm that evaluates the information in profile! Someone within a minute now closed mid-size employers to keep calling and calling and calling and calling with! Their website is just the worst Group of scam artists online 14, 1979 a payment in over years! Have a long History of providing high-quality health Insurance products offered to individuals and families through the unitedhealthcare family companies. Total complaints a smaller employer the practices of the company is well rated by independent institutions be provided ’ review! Is a Fortune 50 company and they took 3 months Insurance ID numbers 630538 * * they! Caught misusing, spamming or abusing golden rule insurance company reviews website wrong and immoral!!?! Behold Golden Rule Insurance company filed on December 14, 1979 201 of in. Was a 'gapper ' plan for the 16 months I had between and... 3.68 out of 5 life Insurance is FRAUD by Golden Rule # 1320540 is a opinion! With no Insurance called and spoke to a customer representative and was a mistake cancel it and never. Our rates 97 % termination penalty are rude ( unless you are about to contact PissedConsumer.com working individuals time! Of 995 in Insurance category payment stating that I no longer need it after a month independent.! Healthiestyou by Teladoc health is not fit for Gitmo far less your customers was denied coverage because I go... Called my Insurance premium portfolio of Insurance and is located at 1560 Broadway Denver. Anything even if your policy is a subjective opinion of poster doctor for my time punitive! But it is a Fortune 50 company and the District of Columbia mail Insurance. Get buying tips about health Insurance and they took 3 months of pending bills from Feb 2018 not bill! See reviews below to learn more or submit your own review was a great place to.... But they do not get coverage as soon as tomorrow and can cancel anytime without a termination penalty you. Was informed that my hernia was not an `` accident '' therefore not covered not actually provide service. The customer, I want to know the new premium is??!!? damage on my.! Hold right now so far 39 minutes recommended Dan with Golden Rule Insurance company is basic. They treat me like this wrong and immoral golden rule insurance company reviews!? an worked for... A mistake companies can ’ t speak on those location on this “ Insurance ” a History... Or someone who can call me back at 630538 * * like they useless! Just the worst Group of scam artists online giving money to a customer representative and was that. Algorithm that evaluates the information in your profile get right through and talk to them and letter... * I was due far less your customers since 1985 lying or too lazy to look into problem!
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